Payday loan regulation dies in General Assembly

With tax refund checks soon to be heading towards Shelby County, a number of local businesses are more than willing to cash those returns now - for a price.

In the last two years, "payday loan" operations have become more and more common in the community and across the state. And while the promise of "money now" may seem tempting, the Federal Trade Commission has recently issued a warning saying that payday loans are risky endeavors that could lead to a dangerous cycle of taking out loans to pay loans and slowly falling into debt.

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